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Family Income Benefit Insurance
These are excellent policies for people with young families who wish to protect their young ones whilst their children are growing up.

These plans pay a fixed annual income in the event of death for the remainder of the policy term.

Critical illness cover can be added which would then yield an annual benefit for the reminder of the term in the event of either death or diagnosis of certain serious illnesses.

Family Income Benefit plans can form part of divorce settlements. Whilst couples that divorce often agree on monthly maintenance payments, the consequences of death of either parent whilst their children are still young and financially dependent is often overlooked.
By effecting a family income benefit policy in this instance, the recipient of the maintenance payments is protected should the other party die before the children are financially independent.
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