Welcome to UK Financial Service Online -- UK Pension
 
Featured Categries
-----------------
ADVERTISEMENT
 

UK Commpany/Occupational Pension Guide

Occupational pension schemes are set up by employers to provide pensions and life assurance benefits for employees, for example, a tax-free lump sum payable if they die before retirement to their widow/widower or other dependant(s).

Occupational pension schemes are either:

Contributory , where you give part of your earnings (typically 5% of your gross salary) in addition to your employer's contribution.
OR
Non Contributory , where your employer makes all the payments.

In either case your employer has to pay for a substantial part of the administrative costs of the pension scheme, by law. And you also get tax benefits from the Inland Revenue.

If you can join an occupational pension scheme then do so. Refusing it is likened to turning down a pay rise. You may dislike your pension payment / contribution being held back from your monthly paycheck and going into your occupational pension scheme. But it's being saved for you and will remain your money.

An Occupational pension doesn't have to tie you down. You can change jobs and it could keep growing for you without you making any more payments / contributions.

As an employee you have the right to leave, or decline to join, an occupational pension scheme. If you are thinking about leaving an occupational pension scheme, you should consider the implications of this very carefully, because an occupational pension scheme will usually be far more advantageous than a personal pension scheme. In addition, an occupational pension scheme may be reluctant to allow you to return to the scheme after you have left to take out a personal pension. If you decide to leave, or decline to join, an occupational pension scheme, you will then have to contribute towards additional pension or a personal pension.

If you have one already but are concerned that it is not good enough and want to save more then you can increase this e.g. by making Additional Voluntary Contributions.


 
Alternatively, here are some links to other popular providers of Mortgage Protection Insurance:
Comments: Nemo aims to unravel the complications of personal finance. If you're a homeowner with a mortgage you can borrow any amount from £10,000 to £75,000* and pay it back over 5 – 25 years.Nemo offers loans to consolidate debt and for home improvements. We also have a specific range for the self employed, allowing self certification up to £50,000. With a choice of loan amounts and repayment terms with rates from 6.7% APR variable to 12.4% APR variable, we'll do our best to find a loan to fit in with your circumstances and lifestyle. Our typical rate is 8.4% APR variable.
UK Financial Service Online Rating:
.
Comments: Nemo aims to unravel the complications of personal finance. If you're a homeowner with a mortgage you can borrow any amount from £10,000 to £75,000* and pay it back over 5 – 25 years.Nemo offers loans to consolidate debt and for home improvements. We also have a specific range for the self employed, allowing self certification up to £50,000. With a choice of loan amounts and repayment terms with rates from 6.7% APR variable to 12.4% APR variable, we’ll do our best to find a loan to fit in with your circumstances and lifestyle. Our typical rate is 8.4% APR variable.
UK Financial Service Online Rating:
First Plus
Comments: Freedomfinance typical loans range between £5,000 and £75,000 , although they can start at £1,000 and can go all the way up to £250,000 and beyond . Whatever your financial circumstances or history, Freedomfinance can help you get the money you need, when you need it - with terms tailored to ensure that your repayments suit your budget and with no extra or hidden costs. TYPICAL rate is 10.7% APR (VARIABLE) .
UK Financial Service Online Rating:
Comments: Chase Saunders advisors personally select the best home loan and interest rates for you. Our any purpose loans allow you the freedom to spend your loan amount as you wish.
A loan of £25,000 for 5 years has a typical APR of 7.9% (variable). Total repayment would be £30,177. The calculator on this site uses variable APR's from 7.9% for loans of £25,000 and above, to 10.9% for loans of £5,000 .
UK Financial Service Online Rating:
Comments: You can borrow from £5,000 to £100,000 for any reason, AND no matter what your circumstances, we will search the market to find the best loan for you, with a fast and friendly service. Get a decision in 1 minute and benefit from 0% on purchases for the first 6 months
and a low rate of 5.94% for the life of the balance on balance transfers. APR 12.9% (typical).
UK Financial Service Online Rating:
Comments:Secured Loan broker, sending leads to secured loan suppliers that are paying the best rates...
UK Financial Service Online Rating:
Comments:UK Loan Service is a secured loan broker with a strong focus on customer service, which means a 25% conversion rate on valid loan applications. All homeowners are welcome, no matter what credit history.
UK Financial Service Online Rating:
Comments: Arrange home owner secured loans even if you have poor credit rating, have arrears or a county court judgment (CCJ).
UK Financial Service Online Rating:
weitbild.com , looking to save money on your credit cards , loans , and mortgage ? weitbild.com can help you save money by searching and comparing over 90% of the market for UK financial products online to find the best personal finance deals for you. Comparing your current personal loans , credit cards and mortgages to help find the best deal will save you money. So when you have the best loan , best credit card and best mortgage , you may be saving thousands of pounds every year. You can also search Moneyextra to look for the best bank accounts , best savings accounts and ISAs . We can also help you review your home insurance , car insurance , travel insurance and life insurance with some of the most competitive UK insurers .
 
Advertising│Disclaimer│Privacy Policy│Email Us│Add URL│FAQ
@ WwW.WeitBild.CoM. 2005-2012 .All Rights Reserved